Interactive tools to help you explore financial strategies with your own numbers. Use them on your own, or bring your results to our first conversation — I'll show you what I'd do differently and why.
Compare the long-term financial outcome of buying a second property versus funding a permanent life insurance policy with the same capital. See real numbers for both strategies — including tax impact, estate value, and retirement income.
For an incorporated professional, an Individual Pension Plan can shelter far more than an RRSP — and let the corporation deduct years of past service. Compare both paths: first-year tax deduction, wealth at retirement, retirement income, and net to estate.
Compare paying yourself in salary, in dividends, or the tax-minimizing blend — each solved to the same after-tax cash. See the total tax, RRSP room, and CPP cost of every path, using 2025 federal and Ontario rates.
See how passive investment income inside your Ontario CCPC grinds down your small-business deduction, what the extra corporate tax costs you on active income, and how redirecting assets into corporate-owned permanent life insurance restores the limit.
Find the maximum inflation-indexed amount you can withdraw each year without running out before a target age — pre-tax and after-tax, account-type aware, with a depletion verdict and return-sensitivity analysis.
See what a lump sum and recurring contributions grow to over time — and the real after-tax value across TFSA, RRSP, non-registered, and corporate (CCPC) accounts side by side, so the tax-drag difference is obvious on one screen.
Run a tool, then bring me the result. I'll walk you through what I'd do differently, why, and what it would mean for your specific corporation.